Small Business Account

• $2,500 average daily balance requirement to avoid $7.50 monthly service charge
• Minimum balance to open account is $250.00
• Maximum monthly transactions are: 100 debits (example, checks), & 100 items deposited.
• Deposited items in excess of 100 are $.10 each, debits exceeding 100 are $.20 each, regardless of the balance.
• Easy to read monthly statement
• Deposits insured by the FDIC

Regular Commercial Checking Account

• Minimum balance to open account is $250.00
• All of the many benefits of Commercial Checking are provided free with a sufficient account balance.
• An earnings credit is established by the Bank monthly and applied to the average collected balance* in the account, with the resulting credit used to offset fees.
• Debits and Credits are $.12 each and Items deposited are $.6 each.
• Easy to read monthly statement
• Deposits insured by the FDIC

*Collected Balance: Defined as the balance in the account each day less the amount of uncollected non-cash items (checks) or float. Non-cash items are collected no later than the business day the bank receives payment