Regular Checking Account

• $600 average daily balance requirement to avoid $7.50 monthly service charge
• Minimum balance to open account is $1.00
• Unlimited Check writing
• Easy to read monthly statement
• Deposits insured by the FDIC

CB&T Free Checking Account

• This is a NO service charge account offered with unlimited check writing.
• Minimum balance to open account is $200.00
• Other fees may apply
• Easy to read monthly statement
• Deposits insured by the FDIC

Student Checking Account

• Enjoy all the benefits of our regular checking account with additional benefits specially designed for the high school and college student.
• No monthly service charge
• Minimum balance to open account is $50.00
• Debit card available at the opening of the account
• 50 starter checks given at opening of the account and no charge reorders of standard starter type checks personalized.
• Easy to read monthly statement
• Deposits insured by the FDIC

Senior Citizens Checking

• You must be 65 years of age or older to open this type of account.
• Minimum balance to open account is $250.00
• A $3.00 monthly service charge applies if the balance falls below $600.00
• Free basic personalized checks
• Easy to read monthly statement
• Deposits insured by the FDIC

NOW Account

• Individual Accounts only- No Business Accounts by Federal Law
• Minimum balance to open account is $1,000
• No monthly service charge if average daily balance is $1,000 or over
• $8.00 monthly service charge if average daily balance is below $1,000, if the balance is below $500 No Interest is paid.
• Designed for the customer who keeps $1,000 or more in their checking account.
• Enjoy the privileges of full service checking plus earn interest on all daily collected funds of $500 or more.
• Easy to read monthly statement
• Deposits insured by the FDIC

Health Savings NOW Account

• Individual Accounts Only
• Minimum balance to open account is $50
• No Interest paid on balanced below $50
• This account is designed for a customer with a qualified high deductible health insurance policy. For a qualified policy check with your insurance agent.

Premier Now Account

• Individual Accounts Only
• Designed for customers age 50 and over.
• Minimum balance to open account is $250.00
• A $8.00 monthly service charge applies if the balance falls below $200.00
• $1,000 balance each day to obtain the disclosed APY
• Easy to read monthly statement
• Other benefits include unlimited check writing, club personalized checks, Interest, $100,000 common carrier accidental death insurance, and several other enhancements.
• Deposits insured by the FDIC

Premier Plus Account

All the benefits of Premier checking with several added benefits, for an additional monthly fee of only $4.00 you can enjoy these major enhancements.

• $4.00 per month charge assessed to cover benefits package
• $1,000 in account each day to obtain disclosed APY
• $10,000 accidental death and dismemberment insurance.
• Extended warranty and 90 days buyers protection
• Travel rewards of cash back bonuses
• Grocery coupon savings of $500 annually
• Pharmacy card
• Easy to read monthly statement
• Deposits insured by the FDIC
• And more. Just call or come by any office of the bank for complete details of this super value.