Money Market Account

• Designed for the customer who seeks a higher return on their insured deposits, but value the convenience of a checking feature.
• The Money Market Account is a popular service that provides competitive interest, a monthly statement and a maximum of six withdrawals per month, three of which may be by check or debit card.
• No monthly service charge if average daily balance is $2,500 or over
• $5.00 monthly service charge if average daily balance is $ 0 - $2,499
• Per item charge: 0 - 3 items no charge, any items over three are $3.00 per item
• Interest is paid on the entire collected balance.
  • Tier 1 - $0 - $2,499
  • Tier 2 - $2,500 and above
• PLEASE CONTACT BANK FOR CURRENT MONEY MARKET RATES.
• Deposits insured by the FDIC

Super Money Market Account

• No monthly service charge if average daily balance is $5,000 or over
• Pays a higher rate above the Money Market account for higher balances.
• Offers the same convenience of daily interest calculations with monthly compounding and instant access to funds without penalty.
• Interest is paid on the collected balance in the account.
• No monthly service charge if average daily balance is $5,000 or over
• $10.00 monthly service charge if average daily balance is $ 0 - $4,999
• Per item charge: 0 - 3 items no charge, any items over three are $3.00 per item
• Interest - Minimum balance of $10,000:
  • Tier 1 - $10,000 - $24,999
  • Tier 2 - $25,000 - $49,999
  • Tier 3 - $50,000 - $99,999
  • Tier 4 - $100,000 & Above
• Deposits insured by the FDIC
• Please Contact Bank for Current Super Money Market Rates

Regular Savings Account

• A convenient, secure investment to set aside for a rainy day or build one’s nest egg. Interest is paid and compounded quarterly on all collected funds.
• Minimum balance to open account is $100
• Quarterly Service Charge: Minimum balances of $100 no service charge. Minimum balance less than $100 service charge is $1.00
• Per Item Charge: 0 - 6 items per Quarter No charge. Each item over six per Quarter is $1.00 per item.
• Interest - Paid on Entire Collected Balance:
• Tier1 - $0.00 - $49,999
• Tier2 - $50,000 - $99,999
• Tier3 - $100,000 and above

Christmas Club Account

• A safe, convenient way to set money aside for Christmas or special occasion.
• Minimum balance to open account is $10
• Monthly Service Charge: Minimum balance of $50 no service charge. Minimum balance of less than $50 service charge is $3.00

Interest: Ledger Balance of less than $100 No Interest Paid. Ledger Balance greater than $100 pays Christmas Club Rate.