Privacy Policy

CITIZENS BANK & TRUST CO.
239 E. MAIN ST., MARKS, MISSISSIPPI
BRANCHES AT TUNICA AND WALLS

Privacy Policy

(1) Recognition of customers' expectations of privacy.

We recognize that you expect privacy in your dealings with us and we will maintain your nonpublic personal information in a safe and secure manner at all times.

(2) We may collect and use nonpublic personal information about you from the following sources.

(A) Information we receive about you on loan account applications or similar forms.

(B) Information about your transactions with us or others.

(C) Information we receive from a consumer reporting agency (credit bureau)

We will use this information only to protect and administer your records, accounts and funds; to comply with certain laws and regulations and to help us design and improve our products and services.

We do not sell or otherwise disclose any nonpublic personal information about you to anyone, except as permitted by law as noted below.

If you close your account or become an inactive customer, we will adhere to the same privacy policies and practices as described in this notice.

(3) Limiting employee access to your personal information.

The bank restricts access to your personal information to those employees who need to know the information in order to provide products or services to you. The bank also maintains physical, electronic and procedural safeguards that comply with Federal standards to guard your nonpublic personal information.

(4) Restrictions on disclosure of nonpublic personal information.

We do not reveal specific information about your accounts or other personally identifiable data to parties outside the bank for their independent use unless:

(A) You request or authorize it

(B) The information is provided to complete a transaction initiated by you

(C) The information is provided to a reputable Credit Bureau or similar information reporting agency, or

(D) The information is lawfully permitted or required.

(5) Information accuracy and responding to inquiries.

We make every commercially reasonable effort to insure that your private information is correct. In the event you have a question about any item or about our policy in general, please call your local Branch Manager or the Marks Office:

TUNICA: (662)363-2711 WALLS: (662)781-1320

Branches: Tunica & Walls
239 East Main Street
Marks, MS 38646
Phone: (662)326-8047