APY* and Interest Rates are current as of July 22, 2008 . To view rate information click on the links below. APY = Annual Percentage Yield. The Rates are subject to change on any banking day. Fees and Service Charges may apply and would reduce earnings on these accounts. APY = Annual Percentage Yield. The Rates are subject to change on any banking day. Early Withdrawal penalties apply and would reduce earnings on these accounts. APY = Annual Percentage Yield. The Rates are subject to change on any banking day. Fees and Service Charges may apply and would reduce earnings on these accounts. APY= Annual Percentage Yield. The Rates are subject to change on any banking day. Fees and Service Charges may apply and would reduce earnings on these accounts.
Please contact an account representative if you have any questions about which accounts are right for you.
Rates are subject to change at any time.
Checking Accounts
Account Type
Balance To Open
Interest Rate
APY*
Senior/Direct Deposit Account
$250.00
N/A
N/A
Regular Checking Account
$1.00
N/A
N/A
Premier, Premier Plus & NOW Accounts
$250.00
.75
.75
Small Business Checking
$250.00
N/A
N/A
Regular Commercial Checking Account
Please Contact
Account Representative
For full information on this type account
Certificates of Deposit
Account Type
Balance To Open
Interest Rate
APY*
30 Day CD
$1,000.00
1.00
1.00
3 Month CD
$1,000.00
1.80
1.81
6 Month CD
$1,000.00
2.25
2.26
12 Month CD
$1,000.00
2.50
2.50
24 Month CD
$1,000.00
2.50
2.53
36 Month CD
$1,000.00
2.60
2.63
48 Month CD
$1,000.00
3.10
3.15
60 Month CD
$1,000.00
3.25
3.30
IRA Certificates of Deposit
Account Type
Balance To Open
Interest Rate
APY*
IRA Long Term
$100.00
3.25
3.25
Fixed Rate IRA
$100.00
2.50
2.50
Variable Rate IRA
$100.00
2.25
2.28
Savings Accounts
Account Type
Balance To Open
Interest Rate
APY*
Health Savings Account-NOW
$50.00
.75
.75
Regular Saving
$100.00
.65
.65
Christmas Club
$10.00
.65
.65
Savings, Tier 1 >$5000
.70
.70
Savings, Tier 2 >$10000
.90
.90
Money Market Deposit Account
$2,500.00
1.00
1.00
MMDA below $2,500
.90
.90
Super MMDA $0 to $9,999
$5,000.00
1.15
1.16
Super MMDA $10,000 to $24,999
$5,000.00
1.25
1.26
Super MMDA $25,000 to $49,000
$5,000.00
1.40
1.41
Super MMDA $50,000 to $99,999
$5,000.00
1.60
1.61
Super MMDA $100,000 and Over
$5,000.00
1.80
1.82
