Terms of Use

Citizens Bank & Trust Co. - Website Terms and Conditions

The following Terms & Conditions govern your use of the Citizens Bank & Trust Co. website (WWW.CBT-CO.COM,). We refer to the Citizens Bank & Trust Co. website as "Website" in these Terms & Conditions.

Citizens Bank & Trust Co. maintains this Website to provide information about Citizens Bank & Trust Co.'s services and products/transactions allow our customers to perform banking transactions and to facilitate communications with Citizens Bank & Trust Co. From time to time we may revise these Terms & Conditions. By accessing this site you indicate your acknowledgement and acceptance of these terms and conditions. If you do not agree to the Terms & Conditions below, please do not access this site or any of the pages herein.

We will use our best efforts to include accurate and up to date information on the Website, but we make no warranties or representations as to the accuracy of the information. You agree that all access and use of the Website and its contents is at your own risk. By using the Website, you acknowledge that we specifically disclaim any liability (whether based in contract, tort, strict liability or otherwise) for any direct, indirect, incidental, consequential, or special damages arising out of or in any way connected with your access to or use of the Website, (even if we have been advised of the possibility of such damages) including liability associated with any viruses which may infect a user's computer equipment. Each user of this Website agrees to indemnify and hold Citizens Bank & Trust Co., its officers, directors, shareholders, employees and agents harmless from and against all claims and expenses, including attorneys' fees arising out of the use of this Website and the content herein.

Protecting your privacy is very important to everyone at Citizens Bank & Trust Co. We want you to understand what information we collect and how we use it. In striving to be your financial partner, we use technology to deliver products and services, as well as to manage and maintain your information. Earning your trust is our greatest asset. Therefore, to the greatest extent reasonably possible, we promise to protect the privacy of your personal information. We will not disclose any of your personal information to nonaffiliated third parties unless required to do so by court order, subpoena or other government directive. For more information about your privacy at Citizens Bank & Trust Co. please read our Privacy Policy

Email is fast and convenient. However, depending on the email system you use to communicate with us, email is sometimes not entirely secure. We recommend you take care not to send emails containing any personal, private or sensitive information you would not want viewed by a third party. For your security and privacy we recommend you use our secure Contact Us form if you will be revealing any personal information such as account numbers, Social Security numbers, user IDs, PINs, passwords, or debit card numbers.

All information, documents and materials posted on this Website are only for the internal use of Website users and may not be resold, republished, or copied, without the prior written consent of Citizens Bank & Trust Co. In addition, all information, documents and materials posted to this Website are subject to change without prior notification. All services and products described in this Website are subject to the terms of the applicable account agreements. You may not be eligible for all the products or services offered through this Website. A Website user's eligibility for particular services and products are subject to final Citizens Bank & Trust Co. approval.

Copyright in the images, text, screens and web pages appearing at this Website is owned by Citizens Bank & Trust Co. or others as indicated. You may copy information from our Website for your personal or educational use only, provided that each copy includes any copyright, trademark or service mark notice as they appear on the pages copied. The information and materials may not otherwise be copied, displayed, distributed, downloaded, licensed, modified, published, reposted, reproduced, reused, sold, transmitted, or otherwise used for public or commercial purposes, except as provided in these terms and conditions without the express written permission of Citizens Bank & Trust Co.

Citizens Bank & Trust Co. may establish links between this Website and other websites operated by non-affiliated third parties. Citizens Bank & Trust Co. has no control over any other such websites or the contents therein and the existence of any such link shall not constitute an endorsement by Citizens Bank & Trust Co. Citizens Bank & Trust Co. is not responsible for the content on other sites. Other websites may treat information they learn about you differently. All user access to any of these hyperlinks are at the user's own risk and the content, accuracy, opinions expressed, and other links provided are not investigated, verified, monitored or endorsed by Citizens Bank & Trust Co. Citizens Bank & Trust Co. will not be held liable for any damage done to a user's computer, such as a virus being downloaded from a link or site accessed through this Website.

Not all of the products or services described on the Website are available in all geographic areas. Citizens Bank & Trust Co. primarily serves Northwest Mississippi. Our web site is provided as a convenience to our customers and local communities and those individuals or businesses planning to relocate to Northwest Mississippi. Citizens Bank & Trust Co. normally does not provide banking services and products outside of the Northwest Mississippi area, but we do appreciate your interest. Please contact us to let us know about your individual needs.

We do not knowingly solicit data from children, and we do not knowingly market to children. We recognize that protecting children's identities and privacy online is important and that the responsibility to do so rests with both the online industry and with parents.

Financial Calculators are provided on the Citizens Bank & Trust Co. Website for your convenience. The information obtained from the use of these calculators is strictly an estimation and may not be representative of actual payment amounts. The accuracy of the results is not guaranteed. Differences in these results and results obtained by other means are probable due to rounding or slight differences in the mathematical formulas used.

Additional information or comments may be directed to the following:

Citizens Bank & Trust Co.
PO Box 388. Marks Ms 38646
Email: Please use our Information Request Form