Personal Checking

Basic Checking Account

• A $5.00 monthly service charge with no balance requirement
• Easy to read monthly statement
• Unlimited check writing
• Member FDIC
• Formerly Free Checking and Senior Citizens Checking Account

Regular Checking Account

• $800 daily balance requirement to avoid $6.00 monthly service charge
  
• Minimum balance to open account is $1.00
  
• Unlimited Check writing
  
• Easy to read monthly statement
  
• Member FDIC

Student Checking Account

• Enjoy all the benefits of our regular checking account with additional benefits specially designed for the high school and college student.
  
• No monthly service charge
  
• Minimum balance to open account is $50.00
  
• Debit card available at the opening of the account
  
• 50 starter checks given at opening of the account and no charge reorders of standard starter type checks personalized.
  
• Easy to read monthly statement
  
• Member FDIC
• Transfers to Basic Checking at age 24

NOW Account

• Individual Accounts only- No Business Accounts by Federal Law
  
• Minimum balance to open account is $1,000
  
• No monthly service charge if balance is $1,000 or over
  
• $6.00 monthly service charge if balance is below $1,000, if the balance is below $500 no interest is paid.
  
• Designed for the customer who keeps $1,000 or more in their checking account.
  
• Enjoy the privileges of full service checking plus earn interest on all daily collected funds of $500 or more.
  
• Easy to read monthly statement
  
• Member FDIC
  

Premier NOW Account

• Minimum balance to open account is $250.00
  
• A $6.00 monthly service charge applies if the balance falls below $800.00
  
• $1,000 balance each day to obtain the disclosed APY
  
• Other benefits include unlimited check writing, club personalized checks, $100,000 common carrier accidental death insurance, Identity Theft 911, Cellular Telephone Protection, and a variety of money saving offers
  
• Member FDIC

Premier Plus NOW Account