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Citizens Bank & Trust Co., The Trusted Name in Banking

Business Checking

 

Small Business Account

  • $2,500 average daily balance requirement to avoid $7.50 monthly service charge
  • Minimum balance to open account is $250.00
  • Maximum monthly transactions are: 100 debits (example, checks), & 100 items deposited.
  • Deposited items in excess of 100 are $.10 each, debits exceeding 100 are $.20 each, regardless of the balance.
  • Easy to read monthly statement
  • Member FDIC
 

Regular Commercial Checking Account

  • Minimum balance to open account is $250.00
  • All of the many benefits of Commercial Checking are provided free with a sufficient account balance.
  • An earnings credit is established by the Bank monthly and applied to the average collected balance* in the account, with the resulting credit used to offset fees.
  • Debits and Credits are $.12 each and Items deposited are $.6 each.
  • Easy to read monthly statement
  • Member FDIC
*Collected Balance: Defined as the balance in the account each day less the amount of uncollected non-cash items (checks) or float. Non-cash items are collected no later than the business day the bank receives payment