Loans
We offer lending options for real estate, agriculture, construction, and more.
Business Checking
| Account Type | Monthly Service Charge | Minimum Daily Balance to Avoid Service Charge | Interest Bearing |
|---|---|---|---|
| Small Business Account | $6.00 | $2,500 | No |
| Regular Commercial Checking Account | $8.00 | None | No |
Small Business Account
- $2,500 average daily balance requirement to avoid $6.00 monthly service charge
- Minimum balance to open account is $250.00
- Maximum monthly transactions are: 100 debits (example, checks), & 100 items deposited.
- Deposited items in excess of 100 are $.10 each, debits exceeding 100 are $.20 each, regardless of the balance.
- Easy to read monthly statement
- Member FDIC
Regular Commercial Checking Account
- Minimum balance to open account is $250.00
- An earnings credit is established by the Bank monthly and applied to the average collected balance* in the account, with the resulting credit used to offset fees.
- Debits and Credits are $.12 each and Items deposited are $.6 each.
- Easy to read monthly statement
- Member FDIC
*Collected Balance: Defined as the balance in the account each day less the amount of uncollected non-cash items (checks) or float. Non-cash items are collected no later than the business day the bank receives payment